Financial Breakthrough services
We’ve designed and developed our services to help individuals and businesses be effective and maintain financial sustainability. Applying and integrating our capabilities to strategize, create and develop a plan to manage a financial portfolio is what we strive to accomplish with our clientele.
Wealth Management & Financial Planning Services
As a full-service financial service company, we believe you have the most to gain by looking at your financial lifestyle holistically blending expert advice, financial, Real estate planning, tax resolutions and life and health insurance. We understand that your life story and financials needs will evolve and change over time. We have implemented a team of experts who gives options to help manage your unique financial objectives.
For 25 years, we have helped individuals and families gain clarity on their financial goals and define a clear path to achieve their economic freedom.
Financial Planning Process Focused on You
True wealth management begins with financial planning. Your financial plan should reflect your life’s journey and integrate with your personal and business life. A sound financial plan sets goals and time frames that are critical for you to achieve economic freedom.
As a Financial Breakthrough client, your Financial Consultant will conduct an in-depth review of your personal finances, investments, taxes, and trusts. Your team will delve into your values, motivations, and goals because all of this is important in developing a plan that is customized for your life. Once your plan is set, your team conducts regular performance reviews and plan updates, and provides ongoing support to adjust to your changing needs.
Financial plan components include:
Assessment of your financial situation
- Your life goals and financial objectives, which serve as the North Star of the plan
- Asset and liability assessment to estimate your net worth
Strategies for growing your wealth while minimizing risks and expenses
- Proposed budget based on your personal situation
- Customized investment strategy based on your risk tolerance and time horizon for achieving your goals
- Tax strategy integrated into every aspect of the financial plan to save you money today and in future years
- Insurance review to ensure you are properly covered in case of unforeseeable circumstances
Plans to help you meet your long-term goals and legacy
- Children’s education plan, including 529 plans to fund college expenses
- Retirement plan review to support the likelihood of retiring with your desired standard of living, based on a projection of retirement income
- Real estate, trust and charitable plan recommendations to ensure your assets are passed on according to your wishes
Investment Management
As financial consultants, we are diligent in treating our clients with the same care and management as we do our own financial platforms.
We understand our clients entrust us to give them options regarding their financial future and to make wise financial decisions. Some come to us with unique tax challenges, a desire to sell or purchase real estate or a program to protect assets but we understand no two clients are alike.
At Financial Breakthrough, we’re uniquely positioned to deliver on all these fronts. Unlike many firms where a single Financial Consultant, or perhaps the owners of a firm, make all decisions, we at FBT work together as a team to give our clients a positive and confident experience. Through our diverse knowledge of financial services our team’s atmosphere is unified to help our clients build legacy for themselves and their families.
FBT model plan continues to strive for excellence and build our core mission of helping people our priority and lifestyle.
Tax Planning & Preparation
Over your lifetime, taxes can represent a large expense, and as tax laws are updated, the impact on your finances and investments could be substantial. We help our clients proactively address key questions to providing savings, such as:
- What will my tax bill be in April?
- What tax-saving strategies can I employ to decrease my tax bill?
- I need consulting on various tax issues on my business throughout the year, so can I get access to a Tax experts who knows my situation and can work with my Expert Team member so I don’t have to be involved?
To understand your income sources, tax bracket, and deductions, we begin with a comprehensive review of your recent returns.
We also check your investment income to see if we can reduce your taxes by adjusting your investment strategies. Your fiduciary Expert Team member (many times a Tax experts) will work with our in-house team of Tax experts to review strategy and tactics depending upon your circumstances and the complexity of your financial situation.
Our clients benefit from a proactive tax planning strategy that works to minimize tax liability for current and future years. Studies show that proper tax management can add up to 1% per year to long-term returns Tax experts.
Tax Planning Process Overview
As a Financial Breakthrough client, you can expect proactive tax planning advice throughout the year and the timely filing of applicable tax returns by team of Tax experts, including your personal, business, trust, and estate returns.
Our Unified Approach Includes:
Real-Estate Planning
A thorough real estate plan includes a host of family essentials, including gifting and estate transfer, end of life planning, guardianship of underage children, asset stewardship, philanthropic desires, and more. As each plays a significant role in the estate planning process, it is critical to evaluate all of these components carefully and comprehensively.
Real-Estate Planning with Our In-House Attorneys
To help carry out your legacy, estate planning at Financial Breakthrough is handled by our in-house team of estate attorneys and specialists who work closely with your Financial Consultant team.
Estate laws are complex and differ from state to state, and our team of experts is experienced in all aspects of estate planning.7 As part of our holistic approach, our in-house estate attorneys will review your existing documents and assist in drafting new ones—from wills and revocable living trusts to more complex multi-generational estate plans. Ensuring your estate plan remains on-track with your evolving goals and family situation is an ongoing process.
Our estate planning services include:
Insurance Solutions
As your financial assets grow in value and diversity, the choices about how to protect those assets can quickly get complex. We provide specialized insurance guidance and access to wide-ranging coverage options that align with your overall wealth management strategy.
Coverage That Keeps Pace with Your Needs
Your trusted Financial Consultant works closely with our insurance partners, who build and manage a comprehensive package of coverage based on your specific needs. Financial Breakthrough Insurance Solutions are insurance-company–agnostic, which means the focus above all is on finding you the highest-quality coverage. From there, our partners, along with yourFinancial Consultant, meet with you regularly to review plan details, identify gaps, and make adjustments as your needs evolve.
Our insurance solutions include:
A Simpler Way to Get Exactly the Coverage You Need
Our insurance experts and nationwide partners put your best interests first—no matter what.
Retirement
Retirement is the biggest financial goal for most people – and often the source of many questions. Whether you’re already retired, or still planning, your Financial Consultant can help answer your questions about retirement so you feel more confident about your future.
Gain a more complete picture of your financial life with our Confident Retirement ® approach
Your Financial Consultant will look at all aspects of your financial life and identify doable steps to help you work toward your dreams and goals.
Legal
Our Legal attorneys are well known for their industries leading skill and expertise in the area. We are recognized for our use of innovative structures and creative solutions to sophisticated and highly complex transactions, while providing our signature approach to excellence in service. With experience in USA, we have successfully represented clients in some of the most noteworthy and influential transactions in the region.
We counsel our clients on the acquisition and disposition of single assets and portfolios, mortgage and mezzanine financing and restructuring, development and construction, leasing, joint ventures, and real estate litigation. As a cohesive team, together with other practices, including tax, restructuring/bankruptcy, and litigation, we ensure that all issues that could impact a transaction are properly and thoroughly addressed.
We fight. You Win.
With more than a dozen attorneys and decades of experience, our knowledge translates to more cases won, higher settlements, and happier clients.
An attorney can make or break a case based on how the case is documented, developed, and positioned for insurance companies and juries – we make sure that nothing is missed in your case and our results prove it.
Credit Restoration
At Financial Breakthrough, we know how important credit is when it comes to your financial health. That’s why Financial Breakthrough is here to help consumers repair and improve their credit with comprehensive and personalized credit repair services. Financial Breakthrough programs are designed to help consumers identify and correct errors on credit reports that may be negatively affecting their credit score.
WHAT’S YOUR CREDIT SCORE?
We help you review your reports for inaccurate information that’s causing your score to be affected. Your score can influence what credit is available to you and how much interest you’ll pay.
POOR CREDIT
Highest Probability of Denials
Highest Interest Rates
FAIR CREDIT
High Probability of Denials
High Interest Rates
GOOD CREDIT
Acceptable Credit
Possible Approvals
VERY GOOD
High Probability of Approvals
Better Interest Rates