Financial Breakthrough seminars

Please register early, limited space available. If you would like to attend please email or call the office
and refer to early bird offer FBI2019.
If you would like your name added on our mailing list for upcoming events, please email us your name,
address, phone number and best time to reach you at:
financialbreakthru@hotmail.com

Financial Breakthrough seminars

Financial Breakthrough LLC seminars provide an invaluable opportunity for individuals to enhance their financial knowledge and empower themselves towards a path of financial well-being. These seminars cover a range of crucial topics, including budgeting, debt management, savings, investments, and retirement planning. Participants gain insights into practical strategies for building a strong financial foundation, understanding credit management, and optimizing their financial portfolios. The seminars also delve into advanced topics such as tax planning, insurance considerations, and estate planning. Led by experienced professionals, Financial Breakthrough LLC seminars offer a dynamic and engaging learning environment, equipping attendees with the tools and knowledge needed to navigate the complexities of personal finance successfully. Whether you are just starting on your financial journey or looking to refine your existing strategies, our seminars provide actionable insights to achieve lasting financial success.

Execution is key. Seminar helps you get there.

Done right, financial planning is a process that helps you answer the following questions:

1. Where you are financially today? We review your current financial situation.
2. Where you want to go? We find out what you want, your objectives and goals for the future.
3. How are we going to get there? The map.

Fialkow Financial Planning follows 7 steps for financial success. Learn more about our process.

Everyone needs financial advice from time to time. Maybe you need help with your 401(k) investments. Maybe you see retirement on the horizon and you want to know how you can afford it. Maybe retirement is here and you need to know how to make your money last. Maybe you are doing your own investing and you want to make sure you are doing the right thing. The list goes on and on.

Anyone can say that he or she is a financial advisor. Find out what the qualifications, credentials, and life experiences of your “planner” or “advisor” are before you pay them anything or entrust them with your finances. We offer a no obligation get acquainted meeting via phone or in person.

Fialkow Financial Planning is part of the Garrett Planning Network. Garrett Advisors are well-qualified to help you with your financial advisory needs. Each is required to be a CERTIFIED FINANCIAL PLANNER™ professional—or be in the process of earning the designation. This means that the advisor has taken extensive training, adheres to a rigorous code of ethics, and is registered with a state or the Securities Exchange Commission. We adhere to the CFP® Board Code of Ethics and Practice Standards and the National Association of Personal Financial Advisors (NAPFA) Fiduciary Oath.

Someone who puts the client’s interests first. Acts with prudence, skill, care, diligence, and good judgement of a professional. Will not mislead clients. Provides full and fair disclosure of all important facts.

It means we do not accept any of the following compensation methods:

1. Commissions
2. 3rd party compensation
3. 12-1b fees
4. Shareholder service fees
5. Fee-based (combination of fee and any above 1-4)

This reduces conflicts of interests. Fee-based compensation is NOT Fee-only.  We work for clients where compensation is time based by project, scope, and complexity.

We do not sell products, only time and expertise. We do offer specific recommendations and opinions on various products and services that may be appropriate for a client’s situation. We then can advise a client where to obtain the product or service. So, if you need to obtain an insurance policy, invest in a portfolio of mutual funds or find an estate planning attorney or tax professional, we can direct you to the resources you need or help you obtain these products and services.

Yes. We have no minimums income levels or net worth requirements. We are proud to work with people from all walks of life.

Yes. We have no minimums income levels or net worth requirements. We are proud to work with people from all walks of life.

Education is the key to increasing employee participation. We can help your people understand the benefits of your programs. We can customize a training program for your organization.

We provide advice for all types of securities, such as ETF’s, mutual funds, stocks (as they relate to your portfolio holdings), bonds, bank deposits, and annuities. We also provide advice on 401(k) and 403(b) and other retirement programs.

Absolutely not. We offer recommendations in our professional opinion that will meet your needs and objectives. It makes sense to shop around for the best product or service.  For example, if you need a life insurance policy or disability policy, we will suggest the kind of policy, which riders and amounts may be best for you. We will direct you to a choice of companies that provide a quality product, competitive price for you. If you desire, we can help you purchase investments and or establish your account with a third-party custodian.

As a financial advisor and investment consultant, we believe in the following fundamental principles when it comes to designing an investment portfolio and making specific recommendations:

The purpose of a client’s investment portfolio is to fund current and/or future financial objectives.

The design of the portfolio must take into account the client’s financial objectives, tolerance for risk, needs for current income or liquidity, and special considerations such as income and estate taxes.

The important thing to remember is that no one can predict the future. Difference of opinion makes a market. Investment and economic “experts” provided with the same information often come to different conclusions. We do not suggest that we, or that any of the money or mutual fund managers that we may recommend, will make the correct decision every time. We do believe, however, that studying the historic trends and relationships of investment classes and the philosophies and approaches of successful investment managers can provide valuable insight.

The appropriate allocation of investment assets for your goals and risk tolerance is the most important component in developing an investment portfolio.

We believe that a diversified, well-balanced portfolio, combined with long-term strategies, affordability, and patience, increases the likelihood that one will achieve his or her long-term financial objectives.

Before recommending any investment, we consider the current economic conditions, the outlook for a particular asset class or type of security, and how the investment fits within a client’s portfolio given his or her objectives and tolerance for risk.

As fiduciaries for our clients, we strive to obtain the most appropriate investment vehicles to meet a client’s objectives, while being very conscious of total expenses and risk exposure.

Our fees our based on the actual time meeting with a client or via the phone, researching and analyzing that client’s current situation, and providing specific recommendations and implementation assistance if needed. Please see our Services section for more information including our fixed-fee options.

Financial planning fees are determined on a project basis. The total fee will vary based on the specific needs and complexity of your situation. An estimate is provided after the Get Acquainted meeting when your personal needs are identified.

Our first step is an initial inquiry. You can reach out to us at getyourbreakthru@yahoo.com  or 3232120856 The initial get acquainted meeting is no cost and no obligation and we’ll discuss which of our services is appropriate for you. The end result is a greater peace of mind. Contact us

Certainly, here are key points that could be covered in a seminar focused on financial fitness:

Budgeting Basics

- Importance of creating a budget
- Tips for effective budgeting
- Tracking income and expenses

Debt Management

- Understanding different types of debt
-Strategies for debt reduction
- Avoiding common debt traps

Saving and Investing

- Importance of emergency funds
- Introduction to various investment options
- Long-term financial planning through savings and investments

Credit Score and Credit Management

- Understanding credit scores
- Building and maintaining a good credit score
- How credit affects overall financial health

Retirement Planning

- Importance of early retirement planning
- Different retirement savings options
- Strategies for a secure retirement

Insurance Planning

- Types of insurance coverage needed
- Ensuring adequate protection for assets and health
- Balancing insurance costs with coverage

Financial Goal Setting

- Identifying short-term and long-term financial goals
- Creating a roadmap to achieve financial objectives
- Adjusting goals as financial situations change

Tax Planning

- Understanding the basics of taxation
- Strategies for minimizing tax liability
- Utilizing tax-advantaged accounts

Estate Planning

- Importance of having a will and estate plan
- Distribution of assets and minimizing estate taxes
- Appointing guardians and executors

Financial Education and Resources

- Utilizing online tools and resources for financial education
- Staying informed about financial news and updates
- Seeking professional advice when needed

Seminar provides a better member experience, saves time and reduces your costs.

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Managed with Experience and Service Your Members Will Love.

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No Monthly Minimums. No Big Start-Up Costs.

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Through insightful discussions and practical examples